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    Monday, July 6, 2020

    Real Estate: Thinking about buying a new Construction Single-family home, why do I need a RE Agent?

    Real Estate: Thinking about buying a new Construction Single-family home, why do I need a RE Agent?


    Thinking about buying a new Construction Single-family home, why do I need a RE Agent?

    Posted: 06 Jul 2020 05:35 AM PDT

    my natural instinct says always have a RE agent as it gives me the sense of security but why do I need it when its a new construction? Why not just use the selling firm and use that to bring the value down some? just want to hear some experiences, pros and cons, what to look for. thanks!

    submitted by /u/boldsammy
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    How common is it to make a ‘low ball’ offer on a house that’s been on the market for +6/+12months

    Posted: 06 Jul 2020 07:08 AM PDT

    And what do I need consider when making such an offer?

    submitted by /u/HHDern
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    26 ft encroachment onto my property

    Posted: 06 Jul 2020 08:28 AM PDT

    Hi all and thank you in advance for your thoughts.

    I recently purchased half an acre of property in Florida. It appears that the neighbor has built a fence right through my property approximately 25 feet in. However, the recently completed (last week) professional survey and the property records at the county property appraiser show that my land extends near to the neighbors house.

    How do I approach this issue? I've read about lawyers and letters but my fear then is that the neighbor would file for adverse possession and it would be a lengthy and expensive process. I'm thinking I just want to tear it down and then say I am merely tearing down a fence on my property. This is not a mistake based on the amount of land stolen. The fence is made from wood and would be easy to take down. It seems bizarre that people can built what they want on one's property and that the only recourse is to go though a lawyer.

    How would you approach this? Here is a link to a photo of the property. You can see the red line which is my property boundary and the neighbor's fence next door.

    Thank you.

    Here is an aerial photo of the land and the fence encroachment: https://ibb.co/v4sF9h9

    submitted by /u/drlevic
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    Recently bought a condo in Connecticut and unit downstairs says there is a leak coming from my unit and HOA president says I am responsible.

    Posted: 06 Jul 2020 06:26 AM PDT

    There is a unit below mine and they just said that there is a leak coming in through their master bathroom. I am not exactly sure where that is as the layouts are completely different. I believe it to be below my living room and maybe partially below my half bath. They are saying that I am responsible for damages as well as the HOA president saying the same because the same situation happened with the previous owner. I do not believe I am responsible as there are no visible leaks in my unit and I have not acted negligent in any way. I offered spare materials (drywall and compound) from a renovation as it does seem pretty straight forward repair. I don't want to be liable if there is more going on as I just lost my job.

    I have found this and believe it supports what I am thinking. https://www.cga.ct.gov/2015/rpt/pdf/2015-R-0125.pdf

    Further according to the declaration: Unit means a part of the property including one or more rooms or enclosed spaces located on one or more floors or parts thereof in a building intended for the uses as are more particularly defined in Article 9 of this Declaration, and with a direct exit to a common element leading to a public street or highway. It shall comprise one of the separate and numbered units which are designated in Schedule C attached hereto and made a part hereof, each of which is more particularly described in the Floor Plans of the building referred to in Article 4 hereof, excluding, however, all spaces and improvements lying beneath the undecorated and/or unfinished inner surfaces of the perimeter walls, trim, and floors, and above the undecorated and/or unfinished inner surfaces of the ceilings and fireplace dampers, if any, and further excluding all spaces and improvements lying beneath the undecorated and/or unfinished inner surfaces of all interior bearing walls, sides of fireplaces, if any, and/or bearing partitions, and partition walls between separate Units and between Units and Common Elements and Facilities, and further excluding all pipes, ducts, wires, conduits, and other facilities running through any interior wall or partition for the furnishing of utility services to other Units or Common Elements.

    Additionally, water is paid for by the HOA, it is not split by unit.

    Please let me know what my options are here.

    submitted by /u/throwawayyawayy69
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    Agent suggested paying off another buyer who is already in contract - Good Idea?

    Posted: 06 Jul 2020 09:24 AM PDT

    Long story short, the seller accepted an offer that was $7,500 less than ours because the winning bid offered to cover appraisal gap. We submitted a back up offer matching the winning bid. Because our agent knows we were willing to pay $7,500 more for the house, she recommended offering the buyer in contract $7,500 to walk away. We're young, first time home buyers and this is brand new territory for me. I'm not sure if we have to have the house that bad to fork up $7,500 cash (which we do have), but I first want to know if what our agent is suggesting is bad idea.

    submitted by /u/xN0T_A_C0P
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    Seller wont go away!

    Posted: 05 Jul 2020 02:18 PM PDT

    Were closing on our first house tomorrow morning at 9AM. We are supposed to do our walkthrough tonight at 7PM. My realtor just confirmed that the sellers are not out of the house yet. Our walkthrough has already been re-scheduled from last week since they were not able to get out of the house. This is becoming extremely frustrating. What can I do? The state is Virginia

    submitted by /u/Tourun
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    Sewer Scope Disagreements with Seller

    Posted: 06 Jul 2020 07:15 AM PDT

    Buying my first home and did a sewer scope at inspection on a 1930's home. Initial scope revealed significant tree root growth and a low spot in the line that was 90% filled with sewage. We were told best course of action would be to have the line roto-rooted and re-scoped. Gut feel of the sewage technician (highly reputable company) was there may be issues.

    As part of our inspection contingency we agreed with the seller they would re-scope the line with the same company and get another opinion. If there were issues they would cover anything. We now have that opinion and they confirmed there is a low spot. No broken pipes but some seals are going bad. The line will also need "at least" yearly maintenance to avoid issues. Called the the sellers sewage professional and he said the line will fail at some point in the next 5-10 years and need replacement. But that is not in the formal report.

    Sellers claim they met the contingency and our inspection is waived so we can't bring in our own guy or ask for anything additional. Not really sure where to go from here. Cost of a line replacement is estimated to be $15K so its a deal breaker.

    submitted by /u/ShirtlessChampion
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    Buying from parents. Skip RE Agent? 1 or 2 lawyers? (CA)

    Posted: 06 Jul 2020 05:15 AM PDT

    Canada/Ontario

    I'm trying to navigate buying my parents' house. It's a large house with an in-law suite they've used to take care of 2 sick parents over the years. I guess I'm kind of continuing the cycle now, I'll be buying the house and moving in to help them weather a horrible financial situation they've gotten themselves into.

    I'm concerned about making sure they don't feel like they've gotten a bad deal. That said, how much of the normal house buying process can we skip? Do we need a RE Agent? Should we pay for 2 lawyers? I will still need a mortgage from a bank, so I'm not sure how much extra stuff they're going to require.

    submitted by /u/616661666611
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    On the practicality of investing in US real estate abroad, when one is physically based and living in the EU (Ireland)

    Posted: 06 Jul 2020 04:37 AM PDT

    Hiya,

    I'm an Irish 22 year old with €40,000 in savings. I've been interested in the idea of investing in real estate for a while now, but haven't done so due to a number of reasons as Irish properties limit me (i.e. insanely high housing prices here; a landlord cant remove tenants who refuse to pay rent here for 12 - 18 months if they've lived there half a year; etc).

    However, I also hold US citizenship. Would it be a good idea, or even legal, for me to purchase some duplex (when I have enough money) in the USA, hire a property manager, and just rent out the home from abroad?

    Is this a good idea, a bad idea? I'll admit I'm a complete noob and have never invested before, but I am willing to try new things. I know US property prices, in some parts of the country, aren't quite as insane as here in Ireland, which is why I ask, and also you dont have as much nonsense laws protecting tenants who dont feel like paying for a number of months.

    Thoughts? Is this practical, insane, illogical, a good idea, or what?

    submitted by /u/I_Am_Iron_Stuff
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    How easy is it to negotiate upgrades in a new construction?

    Posted: 06 Jul 2020 07:31 AM PDT

    We are building for the first in a huge new community (+4000 homes), and have already done phase "a" of upgrades (plumbing, electrical), and are now going into phase "b". We are already getting 3% off of the home price and a $2500 incentive toward upgrades, but I have heard you can negotiate upgrades as well. Do I do this with the designer we are meeting with? I have negotiated plenty of car deals, but in this case, we are locked in to buying and cannot walk away. Will they call our bluff? Is there any set percent you should ask for off?
    Here is a short list of what we have on our list of upgrades:

    • kitchen cabinets (level 2 out of 6) $2840
    • Kitchen faucet 400
    • seamless master bath shower 880
    • window casing 2580
    • remove carpet from bedrooms and extend existing tile into all rooms 2630
    • pots and pans drawer 310
    • extend tile back splash 940
    • Mirror master bath 640
    • Upper matching cabinets laundry 1530
    • matching crown molding kitchen cabinets 850
    submitted by /u/southnuma
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    [California] Are all evictions banned in California? I am looking at my first house with an existing tenant, and want to move in for my own use.

    Posted: 06 Jul 2020 10:18 AM PDT

    Title. Tired of renting and want to buy property to move into for my own use. However, there's a tenant currently living there. I know evictions for non payment of rent are banned, but are other just cause evictions (aka owner occupied move in) ok?

    submitted by /u/DDantas
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    No one knows why our home didn't sell.

    Posted: 06 Jul 2020 05:52 AM PDT

    So we ended up pulling our house off the market due to low interest. My sister-in-law's cousins husband is an agent. He's been an agent for 20+ years in the Pittsburgh market. He's worked for everyone in my family getting top dollar on sales and bottom dollar on purchases. He's even gotten me great deals.

    I've spoken with 3 other agent friends of mine and an appraiser as well. The 3 agents all said 250-265k for list price and my appraiser friend who has been to my house said she could appraise my house at 265k without batting an eye.

    Now some history about our neighborhood. Maronda started to build 1400-1500sq ft 3 level townhomes in 2006. They sold it to Ryan in 2010 who built 1500-1600sq ft 3 level town homes.

    In 2016 Maronda bought the land back and built 2 style townhomes, 1500-1600sq ft 3 level and 1800-2000sq ft 2 level townhomes. Some people try to include their finished basement but it doesn't count.

    My specific model has sold for 320k, 290k and 275k in the past 3 months. Now compared to the 275k they have a fire place and a nicer deck. But we have a larger master bedroom and 2 walk in closets vs 1 big one. We also have a nicer shower.

    There has been other townhomes that sold for 180-220k in the last year on our street but they were all 1500sq ft, 5-10 years older and 3 level vs 2.

    Now the Pittsburgh Market is insane. Every house we looked at had 6-10 showings in 48 hours with multiple offers all over list. So when we priced our town home low and got 3 showings in 3 weeks we were dumbfounded. My agent and every other agent I've talked to has no idea what happened. The only feedback we've gotten was the house was a little out of their price range.

    So any feedback is welcomed!!! https://www.zillow.com/homedetails/6453-Lindsey-Ln-Export-PA-15632/103781278_zpid/?utm_medium=referral

    Edit: Thanks for the feedback! Most of you were saying much of the same stuff which leads me to believe I will either have to relist at a lower price or refinish the entire house.

    submitted by /u/Snaebakabeans
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    Would adding a bedroom in my basement be a wise investment if I already have to redo the basement?

    Posted: 06 Jul 2020 05:43 AM PDT

    I recently bought a new home. It's about 2200 sq ft. I have 3 bedrooms and two full bathrooms upstairs. Downstairs I have a pretty good sized walkout basement (the main living area is ~500 sq ft) and a half bath. I recently had a water leak in the basement and am having to rip up all the flooring and a lot of the dry wall.

    Since I am going to have to redo my basement anyway, would it be a wise investment to go ahead and frame in an additional bedroom in the basement? It would probably be ~10x15 with a closet. This would take away from the main basement living area, but I think it would still leave a decent little area for a tv/couch hangout area. Thanks!

    submitted by /u/gocayuts7
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    First time home buyers. Addition permits and property taxes.

    Posted: 06 Jul 2020 09:03 AM PDT

    First of all I'd like to apologies for my English. Second,I am not if this was ever asked here, I could not find anything similar to this on the search section.

    As the tittle says, My wife and I are first time home buyers and we're a week away from closing on a 1 family house here in NJ. The house is a 3b/1bath and we are considering on adding a 2 bathroom in the first floor in back on the house. The addition would be about 6'x10' and would require to add a foundation. Our questions are, do we require a city permit for this? And by doing so, would tax property increase? We are planning on doing the addition ourselves along with family members that work in construction to save some money.

    I'd really appreciate your input and suggestions.

    Thanks

    submitted by /u/royroy20
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    Home Owner's Title Insurance for New Home Construction?

    Posted: 06 Jul 2020 08:29 AM PDT

    Is it worth the investment to pay for home owner's title insurance for new construction? What are the odds of someone claiming a new construction home?

    submitted by /u/xedapoi
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    New Agents

    Posted: 06 Jul 2020 08:16 AM PDT

    Hello! I've decided to get my real estate license and I've been contacted by 2 brokerages. I actually got laid off from my job back in February before COVID really hit and I've been struggling to find a new job. Luckily, my current job is letting me work until I find something new, but I've absolutely hated being there. It looks like brokerages want me to be part of their team, but I doubt that's actually a job offer. How do your pick and choose what brokerage you'd like to work for? Someone told me it's how much commission they take from you, where some places take all of it. Thank you for any advice!

    submitted by /u/r3dd0t23
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    How difficult is it to construct an additional bedroom in your townhouse that has an HOA. What is the procedure like?

    Posted: 06 Jul 2020 09:30 AM PDT

    Lets say that you have a big basement and want to utilize that space by constructing an additional bedroom. This construction will not change the external appearance of the townhouse at all. I have heard that you need to get permission to build an additional kitchen, but I don't know how it works for an additional bedroom.

    This is in Virginia by the way

    submitted by /u/flafa303
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    Closing on a home in NJ. Lender waived the appraisal. Should I still get an appraisal?

    Posted: 06 Jul 2020 09:12 AM PDT

    The home is listed at $510k. With multiple offers, our bid was accepted at $527k. Should we still get an appraisal even though the lender waived the appraisal? I wanted to get an appraisal to see if there were some room to negotiate the final price. Our realtor and lender are both saying we don't have to.

    Thank you.

    submitted by /u/deeocom
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    We've fallen for a home that seems too good to be true. Got a couple questions.

    Posted: 05 Jul 2020 08:41 PM PDT

    I've done some serious research on a home my fiance and I have fallen in with. It looks like it's had some work done- an addition, new coat of paint, new roof, etc. It also looks like it's been flipped once or twice in the past, and a plot of land nearby has been added to it. It's practically too good to be true. In upstate New York, almost 10 acres of land, 3bedroom, gorgeous views, for under 250k. Seriously- a beautiful place.

    So my first question is- should I be concerned? It's been flipped/ sold 2-3 times since 2006. Granted, it does look like it's had work done and had land added, like I said, but should that be concerning? We're already pre-approved and a home inspector is coming out to see it this coming saturday.

    My dad, who's done home inspections, also sort of invited himself along to see it. (My second question- is that tacky? he promised not to intervene and he's true to his word).

    submitted by /u/alalal982
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    Looking for a great suburb on East Coast

    Posted: 06 Jul 2020 09:00 AM PDT

    My wife and I currently live in Austin TX and are looking to spend a few years on the East Coast. We just had a baby girl and figure now would be a great time to get some exposure to nature and to downshift a bit and stockpile some cash. We plan to move next summer.

    As I look at different housing opportunities on the East Coast... I'm a bit surprised to see such large variance on home prices and to see in many suburbs that home prices have been largely flat.

    Can you folks help me understand some of the trends there?

    How are some area's home prices flat with falling interest rates? Where are people moving inside the region and why? Why are some neighborhoods priced at such a premium to areas nearby? What suburbs would you recommend for a family with a little kid looking to save some money (but remain close to the big cities)?

    I've done as much research as I can but oddly all the data cuts by state which is kind of silly given people commute across states. Need some local expertise!

    submitted by /u/static4747
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    Help!! Credit is 574...need a bigger house or I will loose my mind!!

    Posted: 06 Jul 2020 08:59 AM PDT

    I'm a first time poster (be gentle, I'm a newbie) and I need to know who will work with me in a FHA loan. I need to get out of my small rental now that I am working from home with all of my family. Who will work with me?? I have spoken to a mortgage company who seems to not have any options but I also have a father willing to co-sign with me. His credit score is over 800 (wish he would have had talks with me when I was younger) and there has to be other options. Help???

    submitted by /u/mmedlin1984
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    Painting Tub/Tile

    Posted: 06 Jul 2020 08:36 AM PDT

    Will painting the tub/shower surround & bathroom tile decrease or increase home's value?

    It's not super outdated as-is but would look better painted white. I've done my research on how to make it last best products to use etc. but I don't want it to be decreasing my home's value if it's something better left alone. We won't be selling for awhile (few years) but I don't want to do anything that would hurt us just for something to look better in my opinion. It's not bad enough for me to want to spend the money/time replacing it right now but asthetically it would look a million times better. I've also read on painting over ceramic tile and it looks amazing too - but I know over time it eventually will start to chip here and there.

    Thoughts? Advice?

    submitted by /u/jwdf56
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    Paying the lease up front

    Posted: 06 Jul 2020 08:31 AM PDT

    Hey so I'm very young, have immature credit, and I'm self-employed. Because of this I'm expecting it to be a nightmare to get an apartment. I guess a lot of the application process is the landlord assuring that they trust you to pay on time, and that you're not going to ruin the property. By paying the lease in full, what will the process look like? Would it just be a background check, sign some papers, and done? I was looking to sign a 6 month lease. Could I also catch some kind of discount for paying in full?

    submitted by /u/localbugs
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    Can you be in the field without a license?

    Posted: 06 Jul 2020 08:17 AM PDT

    I want to become a real estate agent one day, however I don't plan on going back to school anytime soon and would like to get experience to see if it really what I want to pursue. Does anyone know of any job titles I can apply for to put my foot in the door?

    submitted by /u/inawha
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    Should I shop around for a lender after an offer is accepted or before?

    Posted: 06 Jul 2020 07:38 AM PDT

    I have two pre-approvals in hand. Is there any merit in continuing to shop around for lenders at this stage in the game? I have no idea when I am going to buy. Lost 4 offers and am now just waiting for things to settle down. Is it worth shopping around to compare rates or should I just wait until I have an accepted offer?

    submitted by /u/hpizzle12
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