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    Real Estate Investing: Could be given free house and property

    Real Estate Investing: Could be given free house and property


    Could be given free house and property

    Posted: 06 Mar 2020 04:19 PM PST

    Recently my wife's grandmother passed away and had a house with around 17 acres of property. The house was reversed mortgaged. Her son inherited the house but doesn't want it or the property. I might have a potential buyer set up and the son is willing to sign everything over to me if I want it. What advice would y'all give because I don't know what all will be involved with this especially with a reverse mortgage plus what tax issues can arise from being given everything? Should I pay a small amount or is it better to just be given everything? Should I even deal with it?New to this and you can use a good bit of advice.

    Edit: having read what all y'all are saying it seems it would be to much of a headache to deal with

    submitted by /u/Baymax613
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    Cash Flow

    Posted: 06 Mar 2020 08:49 AM PST

    I have been doing some reading and have noticed a pattern. It seems like owners of multiple rentals seem to keep loans on them instead of paying them off. I'm always kind of shocked to see higher property numbers with lower cash flow simply for the fact that a mortgage has to be paid every month leaving a smaller overhead.

    Is there any sort of benefit to keeping loans around? Wouldn't it be better to make $2000 off of a property instead of $200?

    Also please forgive my ignorance in the matter, I'm still doing research on it so I would love to read some candid input. (I also apologize if this is a common question, I'm new to this sub as well)

    submitted by /u/Raccoonamattata
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    To be 100% sure the house you are buyinv doesnt have asbestos, how old should it be?

    Posted: 06 Mar 2020 11:52 PM PST

    What would you do?

    Posted: 06 Mar 2020 05:19 PM PST

    My next door neighbor told me to buy their house. It's a 4bed/2bath SFH & my neighbors asking price is minimum $250k. My neighbor doesn't want to go through an agent, no listing nothing. I ran the numbers and I'd only be able to get $1800-2000/month. Neighbor said there is no rush at all, but wants me to buy it because we're cool and knows I'm smart for my age.

    Has anyone ever had a situation where someone wants you to buy their house, sort of an off the books deal with no listings or 3rd parties? First time this happens to me personally, my mentor has told me stories about instances like these. How have any of you handled it?

    Thanks in advance!

    submitted by /u/HectorC97
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    Tenant background check

    Posted: 06 Mar 2020 03:26 PM PST

    What site do you use to do your tenant background check?

    submitted by /u/titanae2020
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    What kind of rates are you seeing?

    Posted: 06 Mar 2020 01:13 PM PST

    My lender just offered me 4.625% for a non-owner occupied rate. That sounds high knowing rates have come down a bit this week. What is everyone else seeing? I know there a lot of factors involved, just polling the crowd.

    submitted by /u/chkncuscus
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    Put an offer the seller accepted

    Posted: 06 Mar 2020 10:27 PM PST

    If you put an offer to a house and the seller accepted. Can you change your mind in 5 days? Can you break the contract? Will you get your earnest deposit back? How this thing work?

    submitted by /u/titanae2020
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    Do you use a professional email?

    Posted: 06 Mar 2020 02:30 PM PST

    I use YAHOO for my rental/landlord business. It is easy and smooth to use

    Is that what you use?

    submitted by /u/DetroitCam2
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    When does refinancing makes sense?

    Posted: 06 Mar 2020 06:09 PM PST

    I am a relatively new real estate investor and am getting tempted to do a cash-out refinance on an appreciated SFR so I can invest into more SFR, but not sure when does refinancing makes sense. Here are some details:

    Current House Value: $376K

    Original Loan Amount: $184K

    Loan Terms: 15-Yr Fixed @ 3.875%

    Current Principal Balance: $124K

    Loan Origination Date: 03/2014

    Maturity Date: 03/2029

    ** I am looking for following Cash-Out Refinance offer:

    LTV: 75%

    Loan Amount: $282K

    Loan Terms: 15-Yr Fixed @ 3.375% or lower with closing costs under $1500

    Which Cash-Out Refinance Calculator do you guys like to gauge whether refinance (rate/points/closing cost combo) makes sense? This property is in Phoenix, AZ area so will also appreciate any loan agent/company referral.

    submitted by /u/barterback
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    First Time Buyer Question

    Posted: 06 Mar 2020 11:27 AM PST

    How much is realistically possible to profit on a monthly basis from a property purchase thats rented out. I know theres the variable of how many rooms/location/Cost of property but Has anyone been able to profit $500 + a month from their first rental property after mortgage payments/taxes? And how much would a person need to have upfront for a down payment for that type of cash flow?

    submitted by /u/Sinistuh23
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    Sellers, have you ever skipped on an all-cash offer?

    Posted: 06 Mar 2020 10:34 AM PST

    We found a home we are in love with. We have offered $35k more than asking but the home we found is in high demand and we are nervous that a buyer with all cash will win the sale. What are the chances a seller would pass up the chance for all cash? Even if offers less.

    submitted by /u/HeartOfMelon
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    with the emergency fed rate cut. Are there still plans to cut the rate further later this month?

    Posted: 06 Mar 2020 07:03 AM PST

    as the title says there is a meeting around march 17 or something like that.

    i remember reading that there was going to be a scheduled rate cut. now that the emergency rate cut happened are they still planning on continuing with the scheduled cuts?

    submitted by /u/thatoneguysbro
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    REI and coronavirus?

    Posted: 06 Mar 2020 08:56 PM PST

    Anyone else under contract and worried about the virus bringing the markets down ? Now that it has become pretty clear that Virus has spread / is spreading widely in the US, should I be worried ? Virus or no virus, people are going to need a place to stay right ?

    submitted by /u/vineetagarwal208
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    Newbie just wants ONE property for self investment in Texas

    Posted: 06 Mar 2020 08:36 PM PST

    So...I get it. Why would you share? Well, you wouldn't unless you are an agent or someone trying to capitalize on someone new to the game.

    My position is as follows: Active duty military about to separate and I haven't used my VA home loan.

    The VA loan requires some stipulations.....I'm prepared to forgo them and use a conventional loan to get a fixer upper. I want to buy a house that's absolutely trashed but has good bones in Texas. I want to live in in while fixing it up. I do not need to make a killing here, I'm just trying to put good money in. If anyone is a real estate agent or lone broker please private message me. I'm also semi interested in arizona if you can get me close to huachucha.

    submitted by /u/MikeNApril
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    First Property: Tips and best practices for raising rents?

    Posted: 06 Mar 2020 08:27 PM PST

    Just locked in my first property today (Cleveland, OH duplex). It currently has long term tenants in each unit on a month to month lease at $650 per month and I'm looking to raise rents to $850-900 based on local comps. I'll be having a property management company handle this property (I'm out of state). What are the best practices/ tips around raising rents?

    Should the property management firm be the one handling this?

    submitted by /u/196718038
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    Why might a property that cash flows stay on the market for so long?

    Posted: 06 Mar 2020 09:39 AM PST

    Looking through properties in my area there are only ~30 multifamily properties on the most common websites at a time, and the new ones go quick. I walked through a duplex and the next day the sale was pending. It had been on for less than a week.

    I found a property that has been up for 260 days. I did my research and have a walkthrough planned. It's 5 units and with some simple digging I was able to determine the usual stuff like utilities, taxes, current rents and lease terms, etc. It comes out looking really nice which has me worried about why the seller is selling and why it's been on the market so long. From the pictures it seems to be in good shape, but I'll see for sure this weekend. The flag that pops up in my head is if there are some structural issues the owner is neglecting to handle. I know this property has been seen by a ton of other people and I didn't do any unique digging, so why might it be still up for sale? Am I right to be suspicious?

    submitted by /u/GorshKing
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    Tips on selling investment property to tenant?

    Posted: 06 Mar 2020 07:16 PM PST

    We're thinking of selling our investment property in WA state to our tenant. What are the pros and cons of this option? Would we still need to hire a real estate agent and pay the fees for this sale?

    Thanks for your advice!

    submitted by /u/signal___
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    Tips for gathering info for PFS (Personal Financial Statement) and SREO (Schedule of RE owned) quickly?

    Posted: 06 Mar 2020 05:57 PM PST

    Any super savvy investors here that have some tips for how to generate this info quickly and easily? Seems like every lender their own form/template to fill in and it can take hours filling this out, depending how complicated your financial situation is and how many units you own.

    Someone recently mentioned to me if you set up everything in Quicken you can pull an account and portfolio summary easily. Any other similar tricks that folks here use?

    submitted by /u/ospreyintokyo
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    Advice on investing in Storage Units.

    Posted: 06 Mar 2020 10:20 AM PST

    Hi everyone. Looking for some advice on investing in storage units or other real estate besides housing. What are some pros and cons? Interested in hearing people's opinions or personal experiences. Thanks!

    submitted by /u/TheGreatPNW
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    First time home buyer: duplex or cheaper single family home?

    Posted: 06 Mar 2020 05:39 PM PST

    I'm about to buy my first home my two options are a duplex for about $650k or a single family home that I could buy from family for $400/450k with lower taxes. What are your thoughts?

    submitted by /u/spankyassests
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    Top Deal Analysis Tools?

    Posted: 06 Mar 2020 07:41 AM PST

    I find analyzing deals to be almost the definition of tedium.

    Right now what I basically do is go through listings from various sites, RE agent subscriber emails, properties that catch my eye while driving, etc, and then go to that listing and pull all the info I can into my own calculator.

    I then check the property appraisers site, tax assessor, rentometer, etc to pull the other relevant data.

    This takes wayyy too long and is highly manual as most properties are going to be a bad deal.

    What are some of the tips and tricks you use to automate and or streamline the deal-finding process?

    submitted by /u/stealthdawg
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    Would you ever buy a house that had a fire if inspection comes back clean?

    Posted: 06 Mar 2020 12:30 PM PST

    Real Estate Agent Conundrum

    Posted: 06 Mar 2020 10:11 AM PST

    Hello,

    I've been using an agent that I like for both personal residence and investments. I found out the property management company I'm considering to use should I purchase an investment property is also a real estate broker and can act as my agent. If I bring the property manager with me (and also not representing me as a buyers agent and I am not a customer at this moment), he will charge me $100 to look at a property. I asked my agent if I can have him tag along, and she said she wants me to sign a buyers agent agreement. I understand she has to make a living too and doesn't want to be screwed. With that said, if I use the other guy as my agent, he won't charge me to look at units. He is in the business and I want his input to give me the thumbs up/down on a prospective investment property.

    However, I don't want to sour a relationship I have built with my current agent. My compromise I thought of was to use my current agent as my personal residence agent, then use the property manager as my agent for investment properties. Any input from others is appreciated.

    submitted by /u/dalanwoopy
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    Property Managers Fee Structure - A comparison and seeking guidance

    Posted: 06 Mar 2020 09:54 AM PST

    Hello,

    I'm looking to buy an investment property in "Higher Cap" part of town (i.e. a C neighborhood)

    I'm in a predicament where I am considering two property managers, and I have their fees laid out and I want to see what you experienced investors think about them and if I can get some guidance from people more experienced than myself (I'm a newbie)

    Let's assume that both companies have the same level of care, quality, etc. and just use the numbers for our comparison

    Company A

    • Ongoing Monthly management fee: 10% monthly rent

    • New Property Intake Fee: $200 for 1-2 units, $100 per additional unit

    • New Tenant Placement Fee: 50% of one month's rent (1 year guarantee)

    • Maintenance Management Fee: At cost + 10% markup

    • Lease Renewal Fee: $100

    • Eviction Processing: At cost + $75

    Company B

    • Ongoing Monthly management fee: 10% monthly rent

    • New Property Intake Fee: $50

    • New Tenant Placement Fee: 100% of one month's rent (6 month guarantee)

    • Maintenance Management Fee: At cost

    • Lease Renewal Fee: $0

    • Eviction Processing: At cost

    submitted by /u/dalanwoopy
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